Kenya’s healthcare system continues to struggle with various challenges, from rising medical bills to technical problems and delays in clearing outstanding payments.
Insurance uptake and healthcare in Kenya
Over the past year, patients have been moved between hospitals due to delays in clearing medical claims. This has caused distress and uncertainty in the sector, adding to the burden of meeting unexpected medical bills.
In a health crisis, finding the needed funds can be challenging, often resulting in urgent requests to friends or reliance on credit for unexpected medical costs—expenses that could have been eased with better planning.
These challenges have led many policyholders to look for affordable insurance that guarantees prompt claim approvals, smooth healthcare transitions, and reliable access to care when it’s needed most.
Lipa Polepole
Here is where Lipa Polepole comes in handy, as it saves you from the pressure of paying premiums in full.
Lipa Polepole is a flexible premium payment platform that allows customers to access health insurance without the pressure of paying upfront costs.
Think about Sarah and Jesse: Newlyweds Sarah and Jesse face high medical costs for Jesse’s father’s dialysis and their newborn’s care. Unable to afford upfront premiums, they use Lipa PolePole to pay for health coverage in instalments, easing their financial burden and allowing them to manage rent, school fees, and savings without loans.
Lipa Polepole: This solution is part of Jubilee Health Insurance’s J-Care Health Plans and includes comprehensive coverage for individuals and families, covering everything from inpatient treatment to pre-existing and chronic conditions.
Advantages of Lipa Polepole
- Flexibility and Convenience: Lipa Polepole allows you to pay premiums in flexible instalments that match your budget until completion.
- No pressure: Lipa Polepole alleviates the financial burden of paying a full-year premium upfront.
- Fast and easy online application: With Lipa Polepole, customers do not need to visit Jubilee offices to apply for coverage or complex paperwork.
All you have to do is fill in your details online at the touch of your mobile phone.
Instant Access, Anytime, Anywhere: The platform’s digital-first approach enables customers to access insurance anytime, anywhere, directly from their phones or computers.
With this online process, you can complete your health insurance transactions in just five easy steps using your mobile phone. Whether purchasing a new health insurance policy or renewing an existing one, you can:
- Apply online in minutes
- Select an installment plan
- Receive instant approval ensuring you are covered right away
- Start enjoying the coverage.
This faster application process ensures no more delays in waiting for approvals.
J-Care Health Plans
Under Lipa Polepole, policyholders enjoy the J-Care Health Plans, which cover individuals and families, with the flexibility to protect dependents up to 25 years old.
With the current medical challenges in the health sector, family always comes first, and their well-being is the priority of Jubilee Health Insurance.
J-Care is customisable, allowing you to choose a plan that fits your family’s needs and budget. Lipa Polepole even makes it better and more flexible, as you can pay premiums in instalments.
J-Care medical cover
Your family can enjoy peace of mind with medical coverage, offering inpatient limits of up to 10 million, covering pre-existing and chronic conditions, overseas inpatient referrals, last-expense benefits, and air and road evacuation services.
You can also access inpatient and outpatient services, free telemedicine, and annual check-ups.
Transitions: Family members who are 64 years of age and below can be covered by J-Care and transition to the J Seniors plan upon reaching 65 years of age to a lifetime. Through this well-thought transition, Jubilee Health Insurance ensures your lifelong coverage and peace of mind as you do not have to switch from one insurance to another, file papers, and be stressed by assessing premiums.
J Seniors Plan
Covers customers over 65 years and above from hospice care expenses, drug delivery, and newly diagnosed chronic conditions. Older customers who stay alone can never worry about facing a medical emergency alone, as we are on call 24/7.
Key benefits include telemedicine services, coverage for terminal illnesses, hospice and home nursing services, and COVID-19 coverage.
J-Care Junior Medical Cover
Exclusively covers children aged 0 to 17 years, protecting your little ones and ensuring they are given topmost priority.
Here, parents and guardians can tailor-make the insurance to cover unique needs, comprising routine checkups and essential immunisations, annual checkups, and paediatric services.
This ensures that you are rest assured of your child’s safety, trusting that they’ll get the preventive care they need to stay healthy, with options that suit your family’s specific requirements.
Jubilee Corporate Health Cover, J-Biz SME Medical Cover, and Group Medical Cover provide comprehensive coverage to meet your staff’s health needs fully.
Register Now!
With Lipa Polepole, you can enjoy health coverage while paying in easy, manageable instalments. Say goodbye to the pressure of large upfront costs—simply choose Lipa Polepole and enjoy the flexibility to pay at your own pace.
Why not start today and experience the convenience of getting coverage without the financial strain? What are you waiting for?
Take control of your health today at the touch of your phone, in just minutes with no paperwork.
