Some mornings I’m all about the grind – phone in one hand, coffee in the other, figuring out how to make my money grow.
Other days, I’m a soft life ambassador, scrolling TV for movie recommendations, available road trips or just skipping town to grab lunch and reconnect with my Old Man.
As I grow older, I’m thinking more of early retirement with a decent nest egg. I don’t want to bury my savings under my mattress – I need options to save, grow and multiply my coins.
Life moves in moods. I’m happy to say the New KCB Mobile App has started to keep up.
Banking That’s Doing Life With Me
I used to think of banking apps as just… banking apps.
A tool. A necessary but boring pit stop in the day, until I bumped into the New KCB Mobile App.
I noticed something: the way I use it changes depending on where I am in life – literally that week, that hour, even that minute.
Some days, I feel like an investor – checking in on my savings, exploring investment options, plotting how to turn this year’s surplus into next year’s security.
Sometimes, I’m in the target mood – putting something aside for my niece’s school fees or that December coast trip.
Other days, I’m in a chill mood – the peaceful state of paying for small things without stress, no rush, no drama.
Most weekends are infectious with the sherehe mood – sending contributions for a group road trip, throwing a round for friends or wiring money to a cousin at the bar who swears they’ll pay you back (lies, but it’s love).
The App That Flows With Me
Here’s the thing – these aren’t buttons I press in the app.
There’s no literal switch labelled “Sherehe” or “Investor.” It’s more like… the moods are in me, and the app just works no matter which one I’m in.
Because it’s fast.
Because I can send money anywhere, anytime.
Because I can check balances, pay bills, buy airtime, invest, and save – all in one place, without hopping between platforms or wasting time.
It’s flexible enough to serve every side of my life.
A Typical Week’s Run
This week alone, on the same New KCB Mobile App:
I’ve paid my Mama Mboga my monthly bill via QR scan, from my sofa chilling the weekend away.
Contributed to my friend’s Ruracio. Well, talking of sherehe, dude loves attention – this is his 3rd one in as many years!
I’ve managed to transfer savings into a fixed deposit, and serviced my MMF – right in the middle of a nail biting Kenya Vs Morocco game.
I’ve started on my target for my December trip to Kisumu City. I just need to set aside a little money to hit my target.
The New KCB Mobile App has handled my four different moods – all in one app, with zero stress.
Why is it a Big Deal for Me?
We’re not one-dimensional. Life is not just work, not just fun, not just planning.
It’s all of it – mixed, messy, unpredictable. And if your banking tool can’t keep up, it slows you down.
What I love is that I don’t have to change how I live to make it fit my banking.
Instead, my banking has learned to fit my life.
In a Nutshell…..
From plotting big investments, buying airtime for your kid’s phone, sending money to your Chama to covering the last round of drinks ….
Banking no longer feels like a chore.
For me, the New KCB Mobile App isn’t just “how I bank.”
It’s now part of the rhythm. The beat changes, but the music never stops.
And in a world that’s moving so fast, packed with so many distractions, that means everything.
